# Live check against the public endpoint (2026-10-15 14:35 SGT, after redeploy with per-caller profile isolation)
# command: npm run remote-check -- https://finwisp-home-mcp.linsizhen.workers.dev/mcp
Server: { name: 'finwisp-home', version: '0.1.0' }
Protocol: 2025-11-25
Tools: compute_metrics, make_card, make_quiz, grade_quiz, get_learning_profile, update_learning_profile, explain_concept, lookup_company, get_filings, get_financials
lookup_company: {
  "companies": [
    {
      "cik": "0000072971",
      "ticker": "WFC",
      "title": "WELLS FARGO & COMPANY/MN",
      "name": "Wells Fargo"
    },
    {
      "cik": "0000072971",
      "ticker": "WFC-PY",
      "title": "WELLS FARGO & COMPANY/MN",
      "name": "Wells Fargo"
    },
    {
      "cik": "0000072971",
      "ticker": "WFC-PL",
      "title": "WELLS FARGO & COMPANY/MN",
      "name": "Wells Fargo"
    },
    {
      "cik": "0000072971",
      "ticker": "WFC-PC",
      "title": "WELLS FARGO & COMPANY/MN",
      "name": "Wells Fargo"
    },
    {
      "cik": "0000072971",
      "ticker": "WFC-PZ",
      "title": "WELLS FARGO & COMPANY/MN",
      "name": "Wells Fargo"
    }
  ],
  "source": "https://www.sec.gov/files/company_tickers.json",
  "note": "Educational use only, not investment advice."
}
get_financials: {
  "cik": "0000072971",
  "financials": [
    {
      "metric": "Revenue",
      "concepts": [
        "Revenues",
        "RevenueFromContractWithCustomerExcludingAssessedTax",
        "SalesRevenueNet",
        "RevenueFromContractWithCustomerIncludingAssessedTax",
        "RevenuesNetOfInterestExpense"
      ],
      "values": [
        {
          "fiscalYear": 2025,
          "value": 83699000000,
          "unit": "USD",
          "end": "2025-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        },
        {
          "fiscalYear": 2024,
          "value": 82296000000,
          "unit": "USD",
          "end": "2024-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        },
        {
          "fiscalYear": 2023,
          "value": 82597000000,
          "unit": "USD",
          "end": "2023-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "NetIncomeLoss",
      "concepts": [
        "NetIncomeLoss",
        "NetIncomeLossAvailableToCommonStockholdersBasic",
        "ProfitLoss"
      ],
      "values": [
        {
          "fiscalYear": 2025,
          "value": 21338000000,
          "unit": "USD",
          "end": "2025-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetIncomeLoss"
        },
        {
          "fiscalYear": 2024,
          "value": 19722000000,
          "unit": "USD",
          "end": "2024-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetIncomeLoss"
        },
        {
          "fiscalYear": 2023,
          "value": 19142000000,
          "unit": "USD",
          "end": "2023-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetIncomeLoss"
        }
      ]
    },
    {
      "metric": "GrossProfit",
      "concepts": [
        "GrossProfit"
      ],
      "values": []
    },
    {
      "metric": "Assets",
      "concepts": [
        "Assets"
      ],
      "values": [
        {
          "fiscalYear": 2025,
          "value": 2148631000000,
          "unit": "USD",
          "end": "2025-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "Assets"
        },
        {
          "fiscalYear": 2024,
          "value": 1929845000000,
          "unit": "USD",
          "end": "2024-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "Assets"
        },
        {
          "fiscalYear": 2023,
          "value": 1932468000000,
          "unit": "USD",
          "end": "2023-12-31",
          "filed": "2025-02-25",
          "accessionNumber": "0000072971-25-000066",
          "concept": "Assets"
        }
      ]
    },
    {
      "metric": "Liabilities",
      "concepts": [
        "Liabilities"
      ],
      "values": [
        {
          "fiscalYear": 2025,
          "value": 1965593000000,
          "unit": "USD",
          "end": "2025-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "Liabilities"
        },
        {
          "fiscalYear": 2024,
          "value": 1748779000000,
          "unit": "USD",
          "end": "2024-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "Liabilities"
        },
        {
          "fiscalYear": 2023,
          "value": 1745025000000,
          "unit": "USD",
          "end": "2023-12-31",
          "filed": "2025-02-25",
          "accessionNumber": "0000072971-25-000066",
          "concept": "Liabilities"
        }
      ]
    },
    {
      "metric": "OperatingIncomeLoss",
      "concepts": [
        "OperatingIncomeLoss"
      ],
      "values": []
    },
    {
      "metric": "CostOfRevenue",
      "concepts": [
        "CostOfRevenue",
        "CostOfGoodsAndServicesSold"
      ],
      "values": []
    },
    {
      "metric": "NetCashProvidedByUsedInOperatingActivities",
      "concepts": [
        "NetCashProvidedByUsedInOperatingActivities"
      ],
      "values": [
        {
          "fiscalYear": 2025,
          "value": -19001000000,
          "unit": "USD",
          "end": "2025-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetCashProvidedByUsedInOperatingActivities"
        },
        {
          "fiscalYear": 2024,
          "value": 3035000000,
          "unit": "USD",
          "end": "2024-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetCashProvidedByUsedInOperatingActivities"
        },
        {
          "fiscalYear": 2023,
          "value": 40358000000,
          "unit": "USD",
          "end": "2023-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetCashProvidedByUsedInOperatingActivities"
        }
      ]
    },
    {
      "metric": "NetInterestIncome",
      "concepts": [
        "InterestIncomeExpenseNet",
        "InterestIncomeExpenseAfterProvisionForLoanLoss"
      ],
      "values": [
        {
          "fiscalYear": 2025,
          "value": 47484000000,
          "unit": "USD",
          "end": "2025-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "InterestIncomeExpenseNet"
        },
        {
          "fiscalYear": 2024,
          "value": 47676000000,
          "unit": "USD",
          "end": "2024-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "InterestIncomeExpenseNet"
        },
        {
          "fiscalYear": 2023,
          "value": 52375000000,
          "unit": "USD",
          "end": "2023-12-31",
          "filed": "2026-02-24",
          "accessionNumber": "0000072971-26-000133",
          "concept": "InterestIncomeExpenseNet"
        }
      ]
    }
  ],
  "source": "https://data.sec.gov/api/xbrl/companyconcept/CIK0000072971/us-gaap/",
  "note": "Educational use only, not investment advice."
}
compute_metrics: {
  "computed": [
    {
      "metric": "gross_margin",
      "fiscalYear": 2025,
      "value": null,
      "reason": "Missing, mismatched period, zero denominator, or invalid growth base.",
      "sources": [
        {
          "fiscalYear": 2025,
          "value": 83699000000,
          "unit": "USD",
          "end": "2025-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "net_margin",
      "fiscalYear": 2025,
      "value": 0.2549373349741335,
      "sources": [
        {
          "fiscalYear": 2025,
          "value": 21338000000,
          "unit": "USD",
          "end": "2025-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetIncomeLoss"
        },
        {
          "fiscalYear": 2025,
          "value": 83699000000,
          "unit": "USD",
          "end": "2025-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "operating_margin",
      "fiscalYear": 2025,
      "value": null,
      "reason": "Missing, mismatched period, zero denominator, or invalid growth base.",
      "sources": [
        {
          "fiscalYear": 2025,
          "value": 83699000000,
          "unit": "USD",
          "end": "2025-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "liabilities_to_assets",
      "fiscalYear": 2025,
      "value": 0.9148118034227376,
      "sources": [
        {
          "fiscalYear": 2025,
          "value": 1965593000000,
          "unit": "USD",
          "end": "2025-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "Liabilities"
        },
        {
          "fiscalYear": 2025,
          "value": 2148631000000,
          "unit": "USD",
          "end": "2025-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "Assets"
        }
      ]
    },
    {
      "metric": "operating_cash_conversion",
      "fiscalYear": 2025,
      "value": -0.8904770831380635,
      "sources": [
        {
          "fiscalYear": 2025,
          "value": -19001000000,
          "unit": "USD",
          "end": "2025-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetCashProvidedByUsedInOperatingActivities"
        },
        {
          "fiscalYear": 2025,
          "value": 21338000000,
          "unit": "USD",
          "end": "2025-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetIncomeLoss"
        }
      ]
    },
    {
      "metric": "revenue_growth_yoy",
      "fiscalYear": 2025,
      "value": 0.01704821619519792,
      "sources": [
        {
          "fiscalYear": 2025,
          "value": 83699000000,
          "unit": "USD",
          "end": "2025-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        },
        {
          "fiscalYear": 2024,
          "value": 82296000000,
          "unit": "USD",
          "end": "2024-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "net_interest_share",
      "fiscalYear": 2025,
      "value": 0.5673186059570604,
      "sources": [
        {
          "fiscalYear": 2025,
          "value": 47484000000,
          "unit": "USD",
          "end": "2025-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "InterestIncomeExpenseNet"
        },
        {
          "fiscalYear": 2025,
          "value": 83699000000,
          "unit": "USD",
          "end": "2025-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "gross_margin",
      "fiscalYear": 2024,
      "value": null,
      "reason": "Missing, mismatched period, zero denominator, or invalid growth base.",
      "sources": [
        {
          "fiscalYear": 2024,
          "value": 82296000000,
          "unit": "USD",
          "end": "2024-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "net_margin",
      "fiscalYear": 2024,
      "value": 0.23964712744240305,
      "sources": [
        {
          "fiscalYear": 2024,
          "value": 19722000000,
          "unit": "USD",
          "end": "2024-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetIncomeLoss"
        },
        {
          "fiscalYear": 2024,
          "value": 82296000000,
          "unit": "USD",
          "end": "2024-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "operating_margin",
      "fiscalYear": 2024,
      "value": null,
      "reason": "Missing, mismatched period, zero denominator, or invalid growth base.",
      "sources": [
        {
          "fiscalYear": 2024,
          "value": 82296000000,
          "unit": "USD",
          "end": "2024-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "liabilities_to_assets",
      "fiscalYear": 2024,
      "value": 0.9061758845917677,
      "sources": [
        {
          "fiscalYear": 2024,
          "value": 1748779000000,
          "unit": "USD",
          "end": "2024-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "Liabilities"
        },
        {
          "fiscalYear": 2024,
          "value": 1929845000000,
          "unit": "USD",
          "end": "2024-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "Assets"
        }
      ]
    },
    {
      "metric": "operating_cash_conversion",
      "fiscalYear": 2024,
      "value": 0.1538890579048778,
      "sources": [
        {
          "fiscalYear": 2024,
          "value": 3035000000,
          "unit": "USD",
          "end": "2024-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetCashProvidedByUsedInOperatingActivities"
        },
        {
          "fiscalYear": 2024,
          "value": 19722000000,
          "unit": "USD",
          "end": "2024-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetIncomeLoss"
        }
      ]
    },
    {
      "metric": "revenue_growth_yoy",
      "fiscalYear": 2024,
      "value": -0.0036442001525479606,
      "sources": [
        {
          "fiscalYear": 2024,
          "value": 82296000000,
          "unit": "USD",
          "end": "2024-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        },
        {
          "fiscalYear": 2023,
          "value": 82597000000,
          "unit": "USD",
          "end": "2023-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "net_interest_share",
      "fiscalYear": 2024,
      "value": 0.5793234179060951,
      "sources": [
        {
          "fiscalYear": 2024,
          "value": 47676000000,
          "unit": "USD",
          "end": "2024-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "InterestIncomeExpenseNet"
        },
        {
          "fiscalYear": 2024,
          "value": 82296000000,
          "unit": "USD",
          "end": "2024-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "gross_margin",
      "fiscalYear": 2023,
      "value": null,
      "reason": "Missing, mismatched period, zero denominator, or invalid growth base.",
      "sources": [
        {
          "fiscalYear": 2023,
          "value": 82597000000,
          "unit": "USD",
          "end": "2023-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "net_margin",
      "fiscalYear": 2023,
      "value": 0.2317517585384457,
      "sources": [
        {
          "fiscalYear": 2023,
          "value": 19142000000,
          "unit": "USD",
          "end": "2023-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetIncomeLoss"
        },
        {
          "fiscalYear": 2023,
          "value": 82597000000,
          "unit": "USD",
          "end": "2023-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "operating_margin",
      "fiscalYear": 2023,
      "value": null,
      "reason": "Missing, mismatched period, zero denominator, or invalid growth base.",
      "sources": [
        {
          "fiscalYear": 2023,
          "value": 82597000000,
          "unit": "USD",
          "end": "2023-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "liabilities_to_assets",
      "fiscalYear": 2023,
      "value": 0.9030033097572637,
      "sources": [
        {
          "fiscalYear": 2023,
          "value": 1745025000000,
          "unit": "USD",
          "end": "2023-12-31",
          "accessionNumber": "0000072971-25-000066",
          "concept": "Liabilities"
        },
        {
          "fiscalYear": 2023,
          "value": 1932468000000,
          "unit": "USD",
          "end": "2023-12-31",
          "accessionNumber": "0000072971-25-000066",
          "concept": "Assets"
        }
      ]
    },
    {
      "metric": "operating_cash_conversion",
      "fiscalYear": 2023,
      "value": 2.108348134991119,
      "sources": [
        {
          "fiscalYear": 2023,
          "value": 40358000000,
          "unit": "USD",
          "end": "2023-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetCashProvidedByUsedInOperatingActivities"
        },
        {
          "fiscalYear": 2023,
          "value": 19142000000,
          "unit": "USD",
          "end": "2023-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "NetIncomeLoss"
        }
      ]
    },
    {
      "metric": "revenue_growth_yoy",
      "fiscalYear": 2023,
      "value": null,
      "reason": "Missing, mismatched period, zero denominator, or invalid growth base.",
      "sources": [
        {
          "fiscalYear": 2023,
          "value": 82597000000,
          "unit": "USD",
          "end": "2023-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "net_interest_share",
      "fiscalYear": 2023,
      "value": 0.6341029335205879,
      "sources": [
        {
          "fiscalYear": 2023,
          "value": 52375000000,
          "unit": "USD",
          "end": "2023-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "InterestIncomeExpenseNet"
        },
        {
          "fiscalYear": 2023,
          "value": 82597000000,
          "unit": "USD",
          "end": "2023-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    },
    {
      "metric": "cagr",
      "fiscalYear": 2025,
      "value": 0.006648840922489185,
      "sources": [
        {
          "fiscalYear": 2025,
          "value": 83699000000,
          "unit": "USD",
          "end": "2025-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        },
        {
          "fiscalYear": 2023,
          "value": 82597000000,
          "unit": "USD",
          "end": "2023-12-31",
          "accessionNumber": "0000072971-26-000133",
          "concept": "RevenuesNetOfInterestExpense"
        }
      ]
    }
  ],
  "businessModel": "bank",
  "glossary": {
    "gross_margin": "The share of revenue left after the direct cost of goods or services.",
    "net_margin": "The share of revenue left as profit after all expenses.",
    "operating_margin": "The share of revenue left after the costs of running the business, before interest and taxes.",
    "revenue_growth_yoy": "How much revenue changed compared with the previous fiscal year.",
    "cagr": "The steady yearly growth rate that would connect the first and last values.",
    "liabilities_to_assets": "What the company owes divided by what it owns. This is not the same as debt alone.",
    "operating_cash_conversion": "Cash from normal business activities divided by net profit. Profit and cash can differ.",
    "net_interest_share": "The share of a bank’s revenue that comes from interest it earns on loans minus the interest it pays on deposits."
  },
  "note": "Educational use only, not investment advice."
}
make_card: {
  "card": {
    "type": "metric",
    "eyebrow": "PROFITABILITY · FROM THE 10-K",
    "title": "Net Margin",
    "body": "In FY2025 Wells Fargo kept 25.5% of revenue as net income ($21.3B of $83.7B). In FY2024 Wells Fargo kept 24.0% of revenue as net income ($19.7B of $82.3B). In FY2023 Wells Fargo kept 23.2% of revenue as net income ($19.1B of $82.6B).",
    "figures": [
      {
        "metric": "net_margin",
        "fiscalYear": 2025,
        "value": 0.2549373349741335
      },
      {
        "metric": "net_margin",
        "fiscalYear": 2024,
        "value": 0.23964712744240305
      },
      {
        "metric": "net_margin",
        "fiscalYear": 2023,
        "value": 0.2317517585384457
      }
    ],
    "sources": [
      {
        "fiscalYear": 2025,
        "value": 21338000000,
        "unit": "USD",
        "end": "2025-12-31",
        "accessionNumber": "0000072971-26-000133",
        "concept": "NetIncomeLoss",
        "label": "Net income"
      },
      {
        "fiscalYear": 2025,
        "value": 83699000000,
        "unit": "USD",
        "end": "2025-12-31",
        "accessionNumber": "0000072971-26-000133",
        "concept": "RevenuesNetOfInterestExpense",
        "label": "Revenue (net of interest expense)"
      },
      {
        "fiscalYear": 2024,
        "value": 19722000000,
        "unit": "USD",
        "end": "2024-12-31",
        "accessionNumber": "0000072971-26-000133",
        "concept": "NetIncomeLoss",
        "label": "Net income"
      },
      {
        "fiscalYear": 2024,
        "value": 82296000000,
        "unit": "USD",
        "end": "2024-12-31",
        "accessionNumber": "0000072971-26-000133",
        "concept": "RevenuesNetOfInterestExpense",
        "label": "Revenue (net of interest expense)"
      },
      {
        "fiscalYear": 2023,
        "value": 19142000000,
        "unit": "USD",
        "end": "2023-12-31",
        "accessionNumber": "0000072971-26-000133",
        "concept": "NetIncomeLoss",
        "label": "Net income"
      },
      {
        "fiscalYear": 2023,
        "value": 82597000000,
        "unit": "USD",
        "end": "2023-12-31",
        "accessionNumber": "0000072971-26-000133",
        "concept": "RevenuesNetOfInterestExpense",
        "label": "Revenue (net of interest expense)"
      }
    ]
  },
  "text": "Net Margin: In FY2025 Wells Fargo kept 25.5% of revenue as net income ($21.3B of $83.7B). In FY2024 Wells Fargo kept 24.0% of revenue as net income ($19.7B of $82.3B). In FY2023 Wells Fargo kept 23.2% of revenue as net income ($19.1B of $82.6B).",
  "note": "Educational use only, not investment advice."
}
Card: {"card":{"type":"metric","eyebrow":"PROFITABILITY · FROM THE 10-K","title":"Net Margin","body":"In FY2025 Wells Fargo kept 25.5% of revenue as net income ($21.3B of $83.7B). In FY2024 Wells Fargo kept 24.0% of revenue as net income ($19.7B of $82.3B). In FY2023 Wells Fargo kept 23.2% of revenue as net income ($19.1B of $82.6B).","figures":[{"metric":"net_margin","fiscalYear":2025,"value":0.2549373349741335},{"metric":"net_margin","fiscalYear":2024,"value":0.23964712744240305},{"metric":"net_margin","fiscalYear":2023,"value":0.2317517585384457}],"sources":[{"fiscalYear":2025,"value":21338000000,"unit":"USD","end":"2025-12-31","accessionNumber":"0000072971-26-000133","concept":"NetIncomeLoss","label":"Net income"},{"fiscalYear":2025,"value":83699000000,"unit":"USD","end":"2025-12-31","accessionNumber":"0000072971-26-000133","concept":"RevenuesNetOfInterestExpense","label":"Revenue (net of interest expense)"},{"fiscalYear":2024,"value":19722000000,"unit":"USD","end":"2024-12-31","accessionNumber":"0000072971-26-000133","concept":"NetIncomeLoss","label":"Net income"},{"fiscalYear":2024,"value":82296000000,"unit":"USD","end":"2024-12-31","accessionNumber":"0000072971-26-000133","concept":"RevenuesNetOfInterestExpense","label":"Revenue (net of interest expense)"},{"fiscalYear":2023,"value":19142000000,"unit":"USD","end":"2023-12-31","accessionNumber":"0000072971-26-000133","concept":"NetIncomeLoss","label":"Net income"},{"fiscalYear":2023,"value":82597000000,"unit":"USD","end":"2023-12-31","accessionNumber":"0000072971-26-000133","concept":"RevenuesNetOfInterestExpense","label":"Revenue (net of interest expense)"}]},"text":"Net Margin: In FY2025 Wells Fargo kept 25.5% of revenue as net income ($21.3B of $83.7B). In FY2024 Wells Fargo kept 24.0% of revenue as net income ($19.7B of $82.3B). In FY2023 Wells Fargo kept 23.2% of revenue as net income ($19.1B of $82.6B).","note":"Educational use only, not investment advice."}
SEC accession numbers: 0000072971-26-000133, 0000072971-25-000066
